Illustrative Example No. 2
Sarah, a 57-year-old office manager from Manchester, develops severe hip pain that begins to affect her mobility, independence and ability to work. Facing long NHS delays for a hip replacement and high private costs locally, she turns to MMG. Within days, she secures a diagnosis and treatment plan. Weeks later, she undergoes surgery abroad at a significantly lower cost, avoiding months of decline and restoring her quality of life.
Sarah is 57. She lives in South Manchester with her husband and works full-time as an office manager for a legal firm. Her role is largely desk-based, but it still requires commuting, moving around the office and long hours sitting.
The pain starts slowly. At first, it’s a dull ache in her right hip. Then it becomes sharper. Walking becomes uncomfortable. Sitting for long periods becomes difficult. Sleep is disrupted, especially when turning at night.
Within months, it is constant. It’s likely osteoarthritis – wear and tear of the hip joint. Sarah goes to her GP. In Manchester, this can take one to two weeks. She is referred into the musculoskeletal pathway. Then she waits.
Across England, hip replacements fall within the orthopaedic backlog, one of the most congested areas of the NHS. Hundreds of thousands of patients are waiting, and unless mobility is severely compromised, cases are not prioritised.
Initial physiotherapy can take 10 to 16 weeks. Orthopaedic consultations take longer. Sarah is not considered urgent. She is in pain, but she is still functioning. So she waits.
Weeks turn into months. The pain worsens. Walking short distances becomes difficult. She starts avoiding stairs. Getting in and out of a car becomes a challenge. At work, she struggles to sit comfortably for long periods. She starts working from home more frequently. Her productivity drops.
At home, things change too. She stops going on walks. Social plans are cancelled. Even basic daily tasks become harder. By month four, she finally sees a physiotherapist. The assessment confirms what she already suspects: advanced hip degeneration.
Physiotherapy offers limited relief. She now needs imaging and a specialist consultation. That means another queue. In reality, a typical NHS hip replacement pathway looks like this:
- 3–4 months to physiotherapy
- 2–4 months to imaging and consultant
- 4–9 months to surgery
That’s up to a year – often longer depending on region. During that time, the joint continues to deteriorate. Pain increases. Mobility decreases. Muscles weaken. Recovery outcomes can become less optimal the longer surgery is delayed.
Eventually, Sarah would likely receive a hip replacement. But only after months of reduced independence and worsening quality of life. So she looks elsewhere.
She checks private options in Manchester. The quotes are high – between £13,000 and £17,000 depending on provider, often excluding extended physiotherapy. For her household, it’s a significant financial decision.
Instead of entering that second NHS queue, Sarah uses MMG. Within days, she books a discounted MRI in the UK for around £400 to £600. The scan is carried out locally in Manchester. The results are sent directly to an orthopaedic team at her chosen MMG hospital in Europe. Within one working day, her case is reviewed.
The diagnosis is confirmed: advanced hip osteoarthritis requiring replacement surgery. The hospital offers her three surgery dates within the next six weeks. Clear options. No uncertainty.
Sarah has paid just 10% of her treatment package upfront to secure the immediate remote diagnosis. Her package covers the full pathway: specialist review, hip replacement surgery, post-operative physiotherapy either on site or in a nearby specialist rehabilitation facility and a 90-day follow-up check.
Fourteen days before surgery, she pays the remaining 90%. That confirms everything. If needed, she uses Klarna to spread the cost. Payment is processed securely and efficiently.
The cost is clear. The procedure itself ranges from £5,000 to £8,000 depending on destination and complexity. Including travel and accommodation, her total spend is typically between £6,000 and £9,000. Significantly lower than UK private care.
The experience is structured from the moment she travels. On arrival, she is met at the airport and transferred directly to the hospital. She is admitted, treated and then supported through her initial recovery phase, either within the hospital or at a nearby specialist physiotherapy centre.
The only additional costs she covers herself are flights and her hotel stay during rehabilitation. Everything else is included. Most importantly, the timeline is transformed. Diagnosis in days. Surgery in weeks. Not a year.
Sarah returns to Manchester within days of surgery with a clear recovery plan. Her joint pain has been addressed before further deterioration. Within weeks, she regains independence and returns to normal daily activity. She hasn’t spent a year declining. She hasn’t lost her independence. Her quality of life hasn’t been slowly reduced by delay. And clinically, her outcome is stronger because the intervention happened earlier.
It’s also important to be clear about what happens next. Following surgery, Sarah receives full discharge documentation. Her treating hospital continues to monitor her recovery and provides support remotely, including the 90-day follow-up. If she has any concerns, she contacts her provider directly.
She also remains fully entitled to NHS care. If anything urgent arises, she can call 111 or 999 or attend A&E. For non-urgent matters, she can consult her GP and share her discharge summary.
This is the real difference. The NHS will eventually treat patients like Sarah. MMG allows them to decide when – and whether they are prepared to live with the consequences of waiting.


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